Anthony Joseph Real Estate LLC



Posted by Anthony Joseph Real Estate LLC on 6/13/2018

Although some families are more organized than others, most homes are plagued by at least a moderate amount of clutter.

While it may seem like only a minor annoyance, household clutter can have a major "ripple effect" on several aspects of your life. Disorganization and clutter can be insidious problems for homeowners to deal with because its impact is not always obvious.

When you stop and think about it, having a cluttered home can take a heavy toll on everything from your finances to your family relationships. Here are a few reasons to set aside some time, this month, to begin decluttering your home.

Time and Money: One of the most frustrating experiences in life is to try to find a misplaced tool, an important document, or anything you might need to complete a task, solve a problem, or meet a deadline. When you add up the hours you and your family spend on searching for items that are stuffed in drawers or buried in closets, it becomes increasing clear why everyone's productivity is down and stress levels are up. You may have also noticed that you're spending money on personal and household supplies that you already have somewhere in the house.

If you've lived in your home for more than a few years, you've probably accumulated stacks of clutter in every imaginable storage space. Three ways to drastically reduce the amount of clutter in your home in a relatively short period of time is to either sell, donate, or throw away things you no longer need. The first step, of course, is to sort through your belongings to separate what's useful from what's just taking up valuable space.

Although organizing a garage sale can be a time-consuming activity, the benefits can far outweigh the time and effort involved. Preparing for a garage sale not only results in finding valuable things you forgot you even had, but your home will end up feeling cleaner, more spacious, and more welcoming. As long as you don't hold a garage sale every year, it can be a fun and profitable family activity.

Another alternative to storing things at home that you no longer need or want is to donate them to a charitable organization, such as The Salvation Army. Churches, veterans groups, and other community organizations often accept donations of clothing, furniture, electronics, appliances, and other household items. Making a few trips to nearby clothing collection bins is another way to unclutter your closets and pass along useful things you no longer need.

One type of clutter you can neither sell nor give away is "junk." If you have enough of it, you might consider renting a dumpster or calling a reputable, reasonably priced junk hauling service. Regardless of the method you use to get rid of things you no longer want, you'll be amazed at how energizing it can be to restore order, cleanliness, and a sense of pride to your living space!





Posted by Anthony Joseph Real Estate LLC on 6/6/2018

Estimating the market value†of your home isn't a precise science. There are several factors that go into assessing the value of a home and the process is complicated by changes in the market that can sway home prices in either direction. Since homes are so expensive and are such a huge investment, the pragmatist and worrier in us all wants it to be a clear cut decision backed up by facts. Unfortunately, no two people will ever arrive at precisely the same†number for the value of a home. The good news is that you can use this ambiguity to your advantage when bargaining with prospective buyers. To learn more about the six main factors that determine a home's value, read on.

Condition

Homebuyers don't want to walk into what could be their new house and discover months of expensive repairs and upgrades waiting for them. Especially for busy, young professionals there is great appeal in a home that is move-in ready. If your home needs some work, it will knock off some digits from your asking price.

Location

We would all love to say that having a home near the ocean or the mountains is our top priority. But, let's face it--having a place that is close to your work and that is in a good school district will probably take precedence over our daydreams. Location factors that add value to your home could include close proximity to schools, shopping, highways, and other amenities. However, if your home is far away from them or is in a neighborhood that appears run-down or dangerous you will find the value of your home decreasing. An easy way to get a ballpark figure for your home value is to look up the value of other comparable homes in your neighborhood.

Age

Age is just a really expensive number. For some, buying an old home is a dream they've always had. Old homes have character and offer challenges when it comes to DIY repairs and renovations. For others, an old home means more headaches and more expensive utilities if it's drafty or outdated.

Features

Curb appeal is important, but once your prospective buyers are inside you'll have to keep them around with great, convenient household features. Lots of storage space, updated kitchens with new appliances, finished basements, or a beautiful backyard with a view can all add thousands to a home value.

Size

Square-footage is important to many homebuyers.†In spite of the current trends around minimalism and being eco-friendly, the numbers show that Americans are buying increasingly larger homes and vehicles.

Market

You've probably heard the terms "buyer's market" and "seller's market" thrown around in conversations about real estate. They are essentially descriptions of the supply and demand of homes. Many buyers with few homes means you're in a seller's market, whereas a surplus of vacant homes and few prospective buyers means it's a buyer's market. This is closely tied to location,†different cities and suburbs experience different rates of growth and decline depending on the local economy.




Tags: Real Estate   home   value   home value  
Categories: Uncategorized  


Posted by Anthony Joseph Real Estate LLC on 5/30/2018

If youíre selling your home it can be frustrating when you arenít receiving any offers. Perhaps youíve heard that itís a sellerís market and that the offers on your house would be flying in. However, itís more complicated than that.

Whether or not your house receives offers is determined by a number of reasons--some that in your control, others that arenít. But, that doesnít mean you have to give up and sell your house at a low price.

In this article, weíll discuss what to do if your house just isnít selling. Weíll talk about some reasons why people may be hesitant to bid, to inquire about a showing, and to seal the deal and purchase your home.

Revisit the comparable properties

If your home has been on the market for a while, itís a good idea to check out the other recent homes in your neighborhood to see how their prices compare to the listing price of your home. Since the market fluctuates, other sellers could be adjusting the cost to reflect the current rates, leaving yours higher than it should be.

When pricing your home, make sure you are comparing your house to those that have actually sold. Using houses that have been on the market for a while as a baseline might mean youíve priced your home too high to sell just like theirs.

Also, make sure you are using houses that share many of the common features that yours does. This can include:

  • Square footage

  • The year the house was built

  • Number of bedrooms and baths

  • The lot size

  • The condition of the home

Remember, it isnít all just about location.

Getting more leads

If people arenít making inquiries about your home, there are a few things you should check up on. First, make sure your listings are updated and accurate. The contact info should be easy to find, and you or your real estate agent should provide multiple means of contact (email, cell phone, text, etc.).

Next, ensure that youíve given enough details about the house. If people are searching for a specific number of rooms but your listing doesnít mention the number of rooms you have, you might be missing out on several inquiries.

Finally, make sure your photos are high resolution and well-lit. You want to make sure visitors to your listing can get a clear idea of what your home looks like. If your photos are small, dark, blurry, or if they make the house look cramped and cluttered, you should retake your photos or consider hiring a photographer.

Getting more offers

If youíve had plenty of inquiries and showings but you arenít getting any offers there may be a deeper, underlying issue that needs to be addressed. Usually, this means your home needs important repairs and upgrades that buyers simply donít want to make.

If your house is priced to be move-in ready but itís not, youíll have to make some upgrades or lower the price.

Not working with an agent

Sellers can also have a difficult time getting offers if they attempt to sell the home themselves without using a real estate agent. If your home is FSBO (For Sale by Owner), youíre missing out on a number of listing services and connections that an agent can provide.





Posted by Anthony Joseph Real Estate LLC on 5/23/2018

Applying for your first home loan can seem scary or daunting to many first-time homeowners. However, this process, if done correctly, can save you thousands or tens of thousands of dollars on interest over the lifetime of your loan.

Before you apply for a loan, there are several documents youíll want to gather and steps youíll want to take to ensure the application process goes smoothly. In todayís post, weíll talk about one specific aspect of the mortgage application process--credit scores.

Credit scores may seem confusing. However, since they can so drastically affect your home loan interest rate, itís important to understand their implications.

Credit checks and mortgages

One of the things that all lenders will want to see before approving you for a home loan is your credit score. If youíre thinking of applying for a mortgage, odds are that youíve been working to build credit by paying off loans and credit cards on time each month.

The three main credit bureaus in the U.S. are all required to give you a yearly free credit report. This is a detailed document that outlines your lines of credit, payment dates, and amounts. Itís a good idea to get a detailed credit report and check for errors before applying for a loan.

Unlike a hard ďcredit inquiry,Ē a free report does not affect your credit score, so you donít have to worry about dropping a few points by requesting one of these reports.

When applying for a mortgage, however, lenders will perform a hard credit inquiry to determine your borrowing eligibility. This is a part of the pre-approval process and is typically unavoidable.

This is important to note if you are planning on applying to multiple lenders. Be aware that each ďprequalificationĒ and ďpreapprovalĒ may come with a temporary drop in your credit score.

Since credit inquiries make up a total of about 10% of your credit score, these inquiries can make a difference in the short term. For this reason, itís a good idea to avoid opening new cards or taking out other loans (such as an auto loan or student loan) within six months of your mortgage application.

If you arenít sure of your current score, you can always check for free from websites like Credit Karma and Mint.

One last thing to note about credit scores and their relationship to mortgages is that most lenders use a specific type of score known as a FICO score. In fact, every adult in the United States with a credit score will have three FICO scores, one from each major credit bureau.

So, when checking up on your credit score, itís good to remember that each score will be slightly different and your lenderís score may not reflect what you see online.




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Posted by Anthony Joseph Real Estate LLC on 5/16/2018

Life is complicated; however, your moving day experience does not have to be this way. In fact, there are many ways to avoid a complicated moving day experience, and these include:

1. Plan Ahead As Much As Possible

When it comes to moving day, it pays to be prepared. Thus, if you plan ahead as much as possible, you can identify any potential moving day pitfalls and address them before they escalate.

Pack as many items as you can before moving day Ė you'll be glad you did. If you pack in the weeks and days leading up to your move, you can avoid the stress of last-minute packing.

Also, box and label all of your personal belongings. This will make it simple to safely pack all of your personal belongings into a moving truck and find these items as soon as you reach your final destination.

2. Get Plenty of Rest Before Moving Day Arrives

Moving day likely will be a long, arduous experience, regardless of how much you plan for it. Conversely, if you get a good night's rest before moving day, you can kick off your move feeling rejuvenated and refreshed.

In addition, you should start your moving day with a healthy breakfast. This will give you something to look forward to on moving day, and the breakfast itself will provide you with plenty of energy to help you seize the day.

Don't forget to plan regular breaks as you complete your move. If you do not take a break every once and a while, you risk wearing down quickly on moving day.

3. Hire a Moving Company

There is no need to leave anything to chance, especially if you're planning a big move. Luckily, moving companies are available in cities and towns nationwide, and these businesses employ highly trained moving professionals to assist you in any way possible.

If you intend to hire a moving company, don't wait. Remember, the longer that you wait to employ a moving company, the less likely it becomes that this business will be available when the big day arrives.

Furthermore, you should check out a variety of moving companies in your area. This will enable you to examine various moving companies' strengths and weaknesses and determine which business can fulfill your moving needs.

If you need extra help determining whether a moving company is right for you, it never hurts to reach out to the business directly. In most instances, a moving company can provide client referrals that can help you make an informed decision.

Lastly, for those who are uncertain about how to prepare for a move, it may be helpful to collaborate with a real estate agent. This housing market professional can help you buy or sell a house, along with provide insights into what it takes to complete a successful relocation.

Want to enjoy an uncomplicated moving day experience? Use the aforementioned tips, and you can reap the benefits of a seamless transition from one address to another.




Tags: moving tips   moving   moving day  
Categories: Uncategorized